Benefits of Commercial Property

Commercial Mortgages

Talk to us about your commercial mortgage financing needs.

 
 

Talk to us about your commercial mortgage financing needs.

Our commercial specialists build complex funding for client projects utilizing strong relationships in the commercial lending community.

Benefits of Commercial Property

  • We have commercial lending experience to help you make the right decision
  • We understand niche lenders and how to make them benefit you
  • We understand the lender criteria for commercial property
  • Great possible returns on this type of investment
  • We can help you get the capital you need
  • We have access to the best available rates
  • We work for you and not the lenders
  • We have access to multiple lenders
  • We can recommend solutions you might not be thinking of
  • We can help with tough decisions
  • We are flexible and dedicated to your success
  • We remove barriers and get the deal done

Our Expertise

Our team of commercial Mortgage Consultants possess extensive experience in every type of commercial lending. As such, they're uniquely qualified to understand the niche each lender serves, the product mix to which they are receptive, and what security, interest rates, fees and debt service coverage meet the criteria of those lenders. This means your financial needs are always paired with the most appropriate lender, ensuring you the highest possible rate of success for your investment.

ICI (Industrial, Commercial, and Investment) lending is subject to a strict set of criteria much different than residential loans. The participants in this market are chartered banks, credit unions, life insurance companies, mortgage investment companies, and non-institutional companies. Each have a unique portfolio structure, pricing matrix, and appetite for specific products and industries, so it's important to seek the advice of a Mortgage Consultant to ensure that your requirements are satisfied.

Types of Mortgage Products

  • Independent Business, Owned/Occupied Buildings including Retail, Manufacturing and Service
  • Office and Professional/Medical Dental Buildings
  • Investor-Owned Warehouses and Mini Storage
  • Hospitality including Restaurants, Hotels, Motels, Pubs
  • Real Estate development, Land Acquisition, Subdivision Servicing, Single Family Home or Town Home Projects, Condominium Projects and Shopping Malls
  • Care Homes, Seniors Homes and Low-Cost Housing Projects
  • Multi -Family Residential Units – six units or more; may be financed on a conventional or CMHC insured basis. When financed via CMHC insurance, loan to value available up to 85% based on CMHC determination of lending value. Interest rates will be .75/1.0% lower than conventional. CMHC insurance fees will apply but are typically offset by the lower rate over the first five year term.
  • Business Loans - loans for operating purposes, equipment and machinery may be available o equipment leasing
Gary is very knowledgeable at what he does. He went above and beyond to help me get a great rate, I will definitely recommend him to anyone without blinking an eye. You make me feel comfortable during the whole process. I just want to say a big thank you for everything you have done for me and my family
Pat Ejenavi
Gary is definitely a gem in not only the world of mortgages but overall as a person. He goes above and beyond to help and do whatever he can to help. Gary has helped us and went out of his way to make things work. He is kind, smart and has amazing customer service. We highly recommend him to everyone.
Kinga Fronczak
Gary is a fabulous and very knowledgeable. He went above and beyond to help us get a great rate!! We highly recommend him to everyone!! Thank you sooo much Gary for everything you have done for our family!!
Crystal Bridge
I was very happy with the professionalism and courtesy provided to us by Gary and his team in navigating and procuring for us a great deal on a rather large, $215K, 2nd mortgage to help complete our extensive home renovations. Many Brokers will promise and not deliver but Gary and his extensive contacts and experience in this industry enabled us to quickly secure a 2nd mortgage and achieve our goals.
Imran Aslam
Gary's work ethic is fantastic. Not only is he organized, aware and thorough with his clients, he truly does approach each situation with 3 options. I appreciate the fact that he does not rely on one option ONLY to service his clients. This is particularly important at times when the market fluctuates or when things simply happen outside of our control. Gary, you have my highest recommendation.
Ali Abbas
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45 Sheppard Ave East, Suite 211, Toronto, Ontario, M2N 5W9, Canada
Brokerage License #: 13072 | Toll Free: 1.877.812.8128


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