Canada's trusted mortgage broker
We negotiate with 65+ lenders to find the best mortgage rates in Canada - for free. Our mission is to make homeownership accessible to every Canadian.
65+
Lender Partners
7,000+
Mortgage Options
4.9★
Google Rating
1000+
5-Star Reviews
Our story
8Twelve Mortgage was founded with a simple belief: Canadians deserve better mortgage options than what their bank offers. The big banks have limited products and limited incentive to find you the absolute best deal - they want to sell you their products.
As a licensed mortgage brokerage operating in every province, we negotiate with over 65 lenders - including major banks, credit unions, monoline lenders, and trust companies - to find the mortgage that truly fits your life. And our service is free to you in most cases.
Our proprietary technology platform searches thousands of mortgage products in seconds, matching you with the best options. Combined with the expertise of our licensed agents, we've helped thousands of Canadians save on their mortgages and achieve their homeownership dreams.
Our values
Client-First Approach
Every decision we make starts with one question: is this best for our client? We never push products - we recommend solutions.
Transparency
No hidden fees, no surprise costs. We explain everything in plain language and disclose all compensation upfront.
Excellence
4.9-star Google rating with 1000+ reviews. Our team of licensed agents undergoes continuous training to stay ahead of market changes.
Community
We're a proudly Canadian company that gives back through financial literacy programs, first-time buyer seminars, and community sponsorships.
Licensed nationwide
8Twelve Mortgage Corp is licensed to operate in every Canadian province, ensuring you get expert service no matter where you live.