8Twelve Mortgage Rates

Latest Lending Rates

Our rates vs the best bank rates*

We are always aware of how the economic environment and industry changes affect our clients' financial well-being. Let us recommend a mortgage for you that gives you an edge and meets your current needs and future goals.

We regularly receive short-term rate promotions that are not posted online, which means our rates change frequently. Please contact us for these unpublished rate specials.

Bank Rates Term OUR RATES
3.14 % 6 Months 3.10 %
3.04 % 1 Year 2.99 %
3.44 % 2 Years 3.24 %
3.59 % 3 Years 3.09 %
3.89 % 4 Years 3.54 %
5.59 % 5 Years 3.33 %
5.80 % 7 Years 3.44 %
6.10 % 10 Years 3.99 %
3.95 % Current Prime 3.95 %
2.69% 5 Year Variable 2.62 %
* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO
Use our calculator on our homepage to get interactive quotes.
Gary is very knowledgeable at what he does. He went above and beyond to help me get a great rate, I will definitely recommend him to anyone without blinking an eye. You make me feel comfortable during the whole process. I just want to say a big thank you for everything you have done for me and my family
Pat Ejenavi
Gary is definitely a gem in not only the world of mortgages but overall as a person. He goes above and beyond to help and do whatever he can to help. Gary has helped us and went out of his way to make things work. He is kind, smart and has amazing customer service. We highly recommend him to everyone.
Kinga Fronczak
Gary is a fabulous and very knowledgeable. He went above and beyond to help us get a great rate!! We highly recommend him to everyone!! Thank you sooo much Gary for everything you have done for our family!!
Crystal Bridge
I was very happy with the professionalism and courtesy provided to us by Gary and his team in navigating and procuring for us a great deal on a rather large, $215K, 2nd mortgage to help complete our extensive home renovations. Many Brokers will promise and not deliver but Gary and his extensive contacts and experience in this industry enabled us to quickly secure a 2nd mortgage and achieve our goals.
Imran Aslam
Gary's work ethic is fantastic. Not only is he organized, aware and thorough with his clients, he truly does approach each situation with 3 options. I appreciate the fact that he does not rely on one option ONLY to service his clients. This is particularly important at times when the market fluctuates or when things simply happen outside of our control. Gary, you have my highest recommendation.
Ali Abbas
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45 Sheppard Ave East, Suite 211, Toronto, Ontario, M2N 5W9, Canada
Brokerage License #: 13072 | Toll Free: 1.877.812.8128


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