8Twelve has a mortgage just for you. Let's find it.

We negotiate with 65+ lenders to find the best mortgage rates in Canada made just for you.

8Twelve has a mortgage just for you. Let's find it.

We negotiate with 65+ lenders to find the best mortgage rates in Canada made just for you.

7,000+ options

More approvals

Free quotes

Custom solutions

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3 easy steps

Get your personalized mortgage in Canada

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Step 1

Apply

Fill in the short form online, or call us at 1.877.812.8123 to apply over the phone. The consultation is free, and there's no credit check.

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Step 2

Review your options

Our industry-leading, AI-powered technology searches 65+ lenders and over 7,000 mortgage solutions to find the ideal loan options for you.

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Step 3

Sit back and relax

Time to solidify your mortgage! Our team compiles all the necessary details and arranges for a quick and seamless signing online when everything is ready.

Apply anytime, anywhere.

We’re here to support you.

Become our next happy Canadian client.

Whether you're buying a new home, interested in refinancing your mortgage, or your loan is up for renewal, we have a proven system for success. Here are a few of the features that make our approach work so well.

Where do I fit in?

We all have different needs. With so many mortgage solutions to choose from, 8Twelve walks you through the process and helps you choose the product that will benefit you the most.

fit in

I am buying a new home

I need a mortgage for my new home purchase happening soon.

fit in

I want to consolidate my debt

I have credit card debt and a few personal loans. I think it’s time for consolidation so I can save money and make one easy payment each month.

fit in

I am self-employed

The banks aren’t always able to service me. I’d like to work with a mortgage broker who has attractive solutions for self-employed businesspeople.

Contact us today.

Ask us anything, we're here to help

4.9
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700+

We help Canadians secure their best mortgage

We've helped thousands of people across Canada save on their mortgages and improve their financial positions.

Google Reviews
8Twelve Mortgage
Carm Chiarenza

I’ve had the pleasure of working with Mike, and I highly recommend anyone looking for a new mortgage to contact him. From the start, Mike understood my financial needs and worked diligently to find a solution that work for me. Thanks to Mike’s professional expertise and commitment, I secured a mortgage that met my needs. If you are looking for a mortgage agent who provides exceptional service with remarkable timeliness and attentiveness, I fully endorse Mike Chiarenza. He made what can often be a stressful process into an exceptional experience. I highly recommended Mike for your next mortgage!

8Twelve Mortgage
sarah heydar

I recently had the pleasure of working with Stefan, and I can't recommend him highly enough. From the beginning, Stefan exhibited extraordinary dedication and efficiency in handling my home mortgage. He is an excellent listener, taking the time to understand my specific needs and concerns, which made the entire process incredibly smooth. Stefan's ability to process information quickly and accurately was truly impressive. He provided clear and timely updates, ensuring that I was always informed and confident in the steps we were taking. His proactive approach and keen attention to detail saved me a significant amount of time and stress. Thanks to Stefan’s expertise and commitment, I secured a mortgage that perfectly fits my financial situation. If you are looking for a mortgage agent who combines outstanding service with remarkable speed and attentiveness, Stefan is the ideal choice. He made what can often be a daunting process straightforward and even enjoyable. Highly recommended!

8Twelve Mortgage
Siba Nadour

There aren’t enough good things I can say about Parker! He has made our home buying experience seamless and easy. He was very patient, answering even the most obvious questions, and was very dedicated to making sure all the documents were correct and submitted on time. His customer service is above par, answering texts and emails within the hour, calling us back right away (if he didn’t answer right away, which he usually did), and even responding to us after hours. If you’re looking for mortgage, Parker is definitely your guy!