Today’s best fixed and variable rates.

8Twelve works with over 65 lenders to get the best rates, even for unique situations.

1-Year Fixed

Today's Rate

5.44%

3-Year Fixed Rate

High Ratio Mortgage

4.19%

5-Year Fixed Rate

High Ratio Mortgage

4.29%

5-Year VRM Rate

High Ratio Mortgage

5.05%

3 easy steps

Get your personalized mortgage in Canada

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Step 1

Apply

Fill in the short form online, or call us at 1.877.812.8123 to apply over the phone. The consultation is free, and there's no credit check.

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Step 2

Review your options

Our industry-leading, AI-powered technology searches 65+ lenders and over 7,000 mortgage solutions to find the ideal loan options for you.

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Step 3

Sit back and relax

Time to solidify your mortgage! Our team compiles all the necessary details and arranges for a quick and seamless signing online when everything is ready.

Where do I fit in?

We all have different needs. With so many mortgage solutions to choose from, 8Twelve walks you through the process and helps you choose the product that will benefit you the most.

fit in

I am buying a new home

I need a mortgage for my new home purchase happening soon.

fit in

I want to consolidate my debt

I have credit card debt and a few personal loans. I think it’s
time for consolidation so I can save money and make one easy
payment each month.

fit in

I am self-employed

The banks aren’t always able to service me. I’d like to work with
a mortgage broker who has attractive solutions for self-employed
businesspeople.

Ask us anything, we're here to help

4.9
home-page-google-review
900+

We help Canadians secure their best mortgage

We've helped thousands of people across Canada save on their mortgages and improve their financial positions.

Google Reviews
8Twelve Mortgage
Sabrina D

My husband and I had an excellent experience working with Parker Jacob’s at 8Twelve Mortgage Corp. From start to finish, he provided clear guidance, answered all our questions, and honestly went above and beyond to do everything possible so that we could secure our mortgage. He also made the mortgage process easy and seamless for us. Parker truly cared about our needs and exceeded our expectations. I would confidently recommend Parker for anyone looking for a knowledgeable and supportive mortgage broker! If you’re looking for a great mortgage experience, look no further!

8Twelve Mortgage
Fernando Moreira

I had the pleasure to work with Parker Jacobs and from start to finish he went above and beyond to make sure I got approved for the mortgage to buy the house I wanted. He always made sure I understood everything and always answered every question I had quickly. He definitely made the entire process easy and stress free. Thank you Parker you're great to work with and thank you everyone at 8Twelve Mortgage Corp. I will recommend Parker to anyone I know that needs a mortgage.

8Twelve Mortgage
Ogo Pogo

My first time using 8Twelve. I was assigned to George. He was very courteous and professional. He guided me with the application process for private mortgage, and was able to get me approval with a B-Lender in just few days of the original application. Could not get an A-Lender to accept my application. I was able to get an A-Lender mortgage on my own. When I informed George that I would not be proceeding with the B-Lender, he was very courteous about it. Even though we did not end up doing business, I was impressed by how George conducted himself professionally. Highly recommend him.